Is This Funny? Why or Why Not?

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Today's  word is.................  Fluctuations
 
I will never hear or see this word again without thinking of  this joke. 
 
I was at my bank today; there was a short line. 
 
There was just one  lady in front of me, an Asian lady who was trying to exchange yen for dollars.  It was obvious she was a little irritated . . .
 
She asked the teller, "Why it change?   Yesaday, I get two hunat dolla fo yen.  Today I only get hunat eighty?  Why it change?"
  
The teller shrugged his shoulders and said, "Fluctuations." 
 
The  Asian lady says, "Fluc you white people too"
 
(thanks to Peggy for sending)

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